Free Tool
Calgary MortgageCalculator
Includes CMHC insurance, Alberta land transfer tax, stress test, and full payment breakdown — the most accurate free calculator for Calgary buyers.
Your Numbers
Purchase Price$600,000
Down Payment$120,000 (20%)
Interest Rate
Amortization
Payment Frequency
Property Tax/yr
Condo Fees/mo
Heat Costs/mo
Your Payment
Updated in real-time as you type
Monthly Payment
$3,427
Principal + Interest
Purchase Price$600,000
Down Payment$120,000
CMHC Premium$0
Mortgage Amount$480,000
Total Interest Paid—
Total Cost of Mortgage—
AB Land Transfer Tax$0 (Alberta has none ✓)
Property Tax/mo$375
Total Monthly Cost—
Stress Test Rate: —
Qualifying payment: —/mo
Federally required: you must qualify at contract rate +2% or 5.25% (whichever is higher)
Qualifying payment: —/mo
Federally required: you must qualify at contract rate +2% or 5.25% (whichever is higher)
Ready to take the next step? Sid will help you get pre-approved and find your perfect home.
Talk to Sid — Free Consultation →This calculator provides estimates for educational purposes only. Rates, CMHC premiums, and tax figures are subject to change. Always consult a licensed mortgage professional and your lender for exact figures. CMHC rates current as of 2024. Alberta has no provincial land transfer tax.